
Money, Taxes, & Debt
Setting Priorities for Paying Your Debts When You Can’t Pay All Your Bills
You can't pay all of your bills? How to you decide which ones to pay? The Maine Volunteer Lawyers Project provides this helpful guide.
Do You Get Paid By Payroll Card? Know your rights under Maine and federal law
Many Maine employers are using payroll cards instead of paper checks or direct deposit to pay wages. This is a growing trend around the country. Payroll cards may be good for some employees, but there are risks and hidden costs involved. Here’s what you need to know.
Get a Refund on Your Property Taxes or Rent
Tax credits for people with low incomes who own their own homes or pay rent.
Alternatives to Pension Loans
What to watch out for if you are offered a "pension loan" or "pension advancement."
Can I Get Rid of a Lien on my Car or Truck?
Introduction
Sometimes a creditor who successfully sues you on a debt will place a lien on your vehicle to "secure the judgment." They do this by filing a document with the Maine Secretary of State's office where vehicle registrations are recorded.
Do I Qualify for the Veteran's Property Tax Exemption?
Use this worksheet to see if you qualify for the Veteran's Property Tax Exemption.
1. Are you a Maine Resident?
Yes. Go to Question 2.
No. You cannot take this exemption.
Debt collectors are calling me. What can I do?
We have drafted three form letters to help you respond to debt collectors. These letters will not fit all situations, but they address some of the most common issues.
Pre-Paid Debit Cards: Are They a Good Deal?
As with all commercial products, buyer beware! Pre-paid debit cards are often viewed as convenient alternatives to cash and expensive checking accounts. While there may be many advantages to these cards, there are also many disadvantages a consumer should consider.
Can a Creditor Put a Lien on My House?
Yes. But there may be something you can do about it. Maine law has some protections for homeowners in this situation.
Common Defenses in Small Claims Cases (Third Party Collections)
You have been sued in small claims court. The company suing you says that you did not pay a debt, like a credit card debt. But, this is not the company who sold you the credit card (or who loaned you the money).