Self Help Tools

Divorce or separation can mean big changes on your taxes. Spousal support, also called alimony, and a name change are just a few things you may need to consider. Here are some tax tips to keep in mind if you are recently divorced or separated.

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!

Do you get a health care tax subsidy for health insurance you bought through the "federal marketplace." Learn about your duty to report certain financial changes.

The world of student loans is becoming more complicated. So here is a brief overview of the basic lingo of student loans and repayment options.

We help people who run up against tax problems with the IRS. Our services are free.

You can't pay all of your bills? How to you decide which ones to pay? The Maine Volunteer Lawyers Project provides this helpful guide.

Many Maine employers are using payroll cards instead of paper checks or direct deposit to pay wages.  This is a growing trend around the country. Payroll cards may be good for some employees, but there are risks and hidden costs involved.  Here’s what you need to know.

Tax credits for people with low incomes who own their own homes or pay rent.

What to watch out for if you are offered a "pension loan" or "pension advancement."

Introduction Sometimes a creditor who successfully sues you on a debt will place a lien on your vehicle to "secure the judgment."  They do this by filing a document with the Maine Secretary of State's office where vehicle registrations are recorded.