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Self Help Tools

Homeownership & Foreclosure
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Free and Low Cost Phone Services

*The purpose of this page is to inform you of the options available. PTLA does not endorse or critique any of these services.  You may want to check with reliable consumer sites before signing on with a wireless company. 
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Foreclosure - Simplified Answer and Request for Mediation Form

You can file the attached form in the Maine District Court if you get court papers saying that your home is being "foreclosed."   You must act right away; there is a 20 day deadline.

Tips for Homeowners Facing Foreclosure

Watch this video to learn some basics about foreclosure in Maine. Then go to our Foreclosure Prevention Toolkit to view more videos and read more detailed self-help information.  
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Foreclosure Rescue Scams: Just Say No!

BEWARE! If you have fallen behind on your mortgage or you are going through foreclosure, you may hear from someone offering to save your home or fix your credit. Watch out! This may be a scam!
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¡No Tome Problemas Prestados! Hipotecas, Préstamos con Garantía Inmobiliaria y Refinanciación

Recursos e información sobre protegerse de los préstamos depredadores.
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N’empruntez pas les soucis! Emprunts hypothécaires, Prêts immobiliers et refinancement

Introduction Les sept signes de prêts abusifs Où trouver les renseignements essentiels Autres pièges à éviter
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The Maine Homestead Exemption: Tax Relief for Maine Homeowners

The Maine Homestead Exemption may lower your property tax bill. It makes it so the town won't count $20,000 of value of your home for property tax purposes.

Commonly Used Foreclosure Forms

On this page you can find forms that you might need to handle your own foreclosure case. For more detailed information, see Can I Save My Home from Foreclosure? and Home Mortgage Foreclosures.
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Can I Save My Home from Foreclosure?

Educate yourself. Many, many people are in fear of losing their homes. Maine provides some free help resources, but not everyone will be able to get a free lawyer. Here, we want to help you get started by telling you about some options and where you may be able to get further help.
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Home Mortgage Foreclosures

Where can I get help? If you are facing threat of foreclosure of your home, try to get a lawyer. Here are some possible legal resources: You need Flash player 8+ and JavaScript enabled to view this video. Volunteer Lawyer's Project 1-800-442-4293 Pine Tree Legal Assistance Legal Services for the Elderly 1-800-750-5353 If you are not...

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