Welcome to PTLA’s Student Loan Project! We provide free legal services to student loan borrowers. We help people with:

Posted and up-to-date on 9/20/2023

This guide lays out your options for many different student loan debt situations. Is this guide for you? You may use this guide if:

Maine National Guard members may be eligible for full tuition at a state college or university. Learn about the requirements here.

Federal student loans can be intimidating and confusing. In this article we will explain types of federal student loans, repayment plans and situations, and loan discharge and forgiveness programs.

Introduction Many Maine employers are using payroll cards instead of paper checks or direct deposit to pay wages.  This is a growing trend around the country. Payroll cards may be good for some employees, but there are risks and hidden costs involved.  Here’s what you need to know. 

Are you a veteran considering applying for a Maine Professional license?  Your military training may help! The Maine Office of Professional and Occupational Regulation will consider military training when reviewing applications.  This means you may not have to complete certain required training programs. 

Families of certain military veterans can attend a state-supported Maine college or vocational school tuition-free. This does not apply, however, to all veterans' families.

What is worker classification? Why does it matter how I'm classified? How can I tell which way I've been classified? I think I should be classified as an employee but how do I know?

Two medical leave laws apply to Maine workers: 1) Federal Law; 2) State Law. We will explain the basics of each one here.