Self Help Tools

Homeownership & Foreclosure
Displaying 1 - 10 of 24
Icon for content type Article

Home Foreclosure and COVID-19 FAQ

Posted and up-to-date as of 11/162020 Introduction If you can't make your mortgage payment because of the COVID-19 emergency, there is some good news:

Podcast: National Origin Discrimination in Housing is Illegal

Podcast - Federal and State Fair Housing laws prohibit discrimination against people who are from countries, other than the U.S, when selling, renting, financing, or other housing related transactions.

Maine Fair Housing Newsletter

The Fair Housing Newsletter is a publication of Pine Tree Legal Assistance, through the Fair Housing Initiative Program, Maine. It covers important fair housing information and developments, and highlights other fair housing resources.
Icon for content type Article

Home Foreclosure: It’s always good to have a lawyer, but when is it really critical to get some legal help?

Hiring a lawyer can be expensive and there are not enough free lawyers to help everyone who needs one. On the other hand, a lawyer can make a big difference in certain situations. Below we identify five such situations.
Icon for content type Article

Court Mediation: Your Chance to Stop a Foreclosure

The Maine Court gives you the chance to go through a mediation process before your home can be foreclosed upon. This is probably your last best chance to save your home - or to find out about your other legal options.

Foreclosure: Can I Save My Home? (video)

Short video about home foreclosure process in Maine.

Foreclosure: Net Present Value Calculator

In a foreclosure situation, the bank may be required to determine the "Net Present Value" of your home.  Doing this math can help the lender know whether a loan modification would be in everyone's best interests.  The attachment below is the calculator the FDIC posted on its website until recently and the one that Maine mediators are still using
Icon for Forms Content

Foreclosure - Simplified Answer and Request for Mediation Form

You can file the attached form in the Maine District Court if you get court papers saying that your home is being "foreclosed."   You must act right away; there is a 20 day deadline.

Tips for Homeowners Facing Foreclosure

Watch this video to learn some basics about foreclosure in Maine. Then go to our Foreclosure Prevention Toolkit to view more videos and read more detailed self-help information.  
Icon for content type Article

Fair Housing

It is illegal for a Maine landlord to refuse to rent to you because of your color, race, religion, national origin, sex, sexual orientation, disability, having children, or getting public aid. Contact us if you have questions or think you have suffered illegal housing discrimination.