Back to top

Self Help Tools

Money, Taxes, & Debt
Displaying 1 - 10 of 15
Icon for Guides, How To's and Classrooms

How To: Get Ready for a Disclosure Hearing in Maine

A disclosure hearing can happen once a creditor has a judgment against you for money you owe. Sometimes the creditor must take you to court to find out what property and income you have. This is called a disclosure hearing. This guide will walk you through what to expect at a disclosure hearing, and what you will need to know to go in prepared....
Icon for content type Article

Falling behind on student loan debt? Here's what you need to know

This classroom lays out your options for many different student loan debt situations. Is this classroom for you? You may use this classroom if:
Icon for content type Article

Do you owe $500 or more to your electric company?

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
Icon for content type Article

Identity Theft: Self-Help Tools

What is identity theft? Identity theft can happen to anyone.  If this has happened to you, you are not alone. Common types of identity theft include when someone has used your name to:
Icon for content type Article

Debt Collection in the Maine Courts

If you owe someone money, they can try to collect it from you by taking you to court. This guide will help you understand the court process and the rights you have. You are the debtor. The person who you owe money to is the creditor.
Icon for content type Article

Equifax Data Breach: What Mainers can do to protect themselves

You may have heard about the massive data breach at Equifax. Equifax is one of the large credit reporting bureaus, that collects credit and other personal information about people. A lot of this information they collect has been hacked. In Maine, about half a million people's information is affected by this breach.
Icon for content type Article

¿Está dejando usted dinero sobre la mesa?

Lista de Créditos y Beneficios para los Impuestos de Maine Français English
Icon for content type Article

Repaying Federal Student Loans

The world of student loans is becoming more complicated. So here is a brief overview of the basic lingo of student loans and repayment options.
Icon for content type Article

Pre-Paid Debit Cards: Are They a Good Deal?

As with all commercial products, buyer beware! Pre-paid debit cards are often viewed as convenient alternatives to cash and expensive checking accounts. While there may be many advantages to these cards, there are also many disadvantages a consumer should consider.
Icon for content type Article

Free and Low Cost Phone Services

*The purpose of this page is to inform you of the options available. PTLA does not endorse or critique any of these services.  You may want to check with reliable consumer sites before signing on with a wireless company. 

Pages