Self Help Tools

Money, Taxes, & Debt
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Do You Get Paid By Payroll Card? Know your rights under Maine and federal law

Many Maine employers are using payroll cards instead of paper checks or direct deposit to pay wages.  This is a growing trend around the country. Payroll cards may be good for some employees, but there are risks and hidden costs involved.  Here’s what you need to know.
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Bankruptcy: Is It the Right Choice for You?

This is to help you to understand some basics about the bankruptcy laws and rules. This may help you to make a more informed decision about whether filing for bankruptcy makes sense for you. We assume that you are a low-income client who may not be able to afford a lawyer.
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Filing for Chapter 7 Bankruptcy in Maine: Getting Started

Important Cautionary Notes Step One: Credit Counselling Step Two: Fill out the Court Forms Step Three: File all Required Forms and Documents Step Four: Send Tax Return and Wage Inform
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Filing for Chapter 7 Bankruptcy in Maine: Frequently Asked Questions

What property can I keep? How does filing for bankruptcy protect me from creditors? What happens at the ''meeting of creditors''? How are my debts resolved? What happens t
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Bankruptcy in Maine

The bankruptcy laws changed in October 2005. These laws makes it harder for a very low-income person to find a lawyer to help with a bankruptcy case. We have posted this information to help you figure out what to do.