
Money, Taxes, & Debt
Form Letter: Debt Validation
If a debt collector has just begun contacting you, within the first 30 days you have the right to request “validation” of the debt. While the debt collector is responding to your request, they cannot try to collect from you. If the creditor follows the law by responding, you will have valuable information that could help you dispute your oblig
Maine Homeowner Assistance Fund (HAF) FAQ
Notice: The Maine HAF Program is winding down. Complete applications received after January 10, 5 PM will be put on a waitlist.
Home Repair Contracts in Maine
Introduction
Maine has old homes and old homes need repairs. In fact, all homes will need repairs at some point! Home repairs can be expensive and can affect your life in many ways.
What happens if I am sued for a debt in Maine District Court?
What happens if I am sued for a debt in district court?
If you are sued for a debt in district court, the creditor is the Plaintiff and you are the Defendant.
Tax Credit for Making Home Accessible to People with Disabilities
This is a tax credit for people who modify their home to make it more accessible for a household member with a disability.
Do you owe $500 or more to your electric company?
If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
Get a Refund on Your Property Taxes or Rent
Tax credits for people with low incomes who own their own homes or pay rent.
Pre-Paid Debit Cards: Are They a Good Deal?
As with all commercial products, buyer beware! Pre-paid debit cards are often viewed as convenient alternatives to cash and expensive checking accounts. While there may be many advantages to these cards, there are also many disadvantages a consumer should consider.
Can a Creditor Put a Lien on My House?
Yes. But there may be something you can do about it. Maine law has some protections for homeowners in this situation.
Can a Creditor Put a Lien on My House in Maine?
Yes. A person or company you owe money to can put a lien on a home that you own. But there may be something you can do about it. Maine law has some protections for homeowners in this situation.