Notice: The Maine HAF Program is winding down. Complete applications received after January 10, 5 PM will be put on a waitlist.

Introduction Maine has old homes and old homes need repairs. In fact, all homes will need repairs at some point! Home repairs can be expensive and can affect your life in many ways.  

A disclosure hearing can happen once a creditor has a judgment against you for money you owe. Sometimes the creditor must take you to court to find out what property and income you have. This is called a disclosure hearing. This guide will walk you through what to expect at a disclosure hearing, and what you will need to know to go in prepared.… More

This is a tax credit for people who modify their home to make it more accessible for a household member with a disability.

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!

Tax credits for people with low incomes who own their own homes or pay rent.

Yes. But there may be something you can do about it. Maine law has some protections for homeowners in this situation.

Yes. A person or company you owe money to can put a lien on a home that you own. But there may be something you can do about it. Maine law has some protections for homeowners in this situation.

If you owe someone money, they can try to collect it from you by taking you to court. This guide will help you understand the court process and the rights you have. You are the debtor. The person who you owe money to is the creditor.

Statewide Help The federal Low Income Home Energy Assistance Program (LIHEAP) provides assistance to low-income households for their energy bills.