A disclosure hearing can happen once a creditor has a judgment against you for money you owe. Sometimes the creditor must take you to court to find out what property and income you have. This is called a disclosure hearing. This guide will walk you through what to expect at a disclosure hearing, and what you will need to know to go in prepared.… More

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!

Tax credits for people with low incomes who own their own homes or pay rent.

This year, you won’t have to worry about losing your benefits if you get a big tax refund. Starting in 2011, any tax refunds you get will not affect most public benefits, or how much you get! Under the law passed in December 2010:

If you owe someone money, they can try to collect it from you by taking you to court. This guide will help you understand the court process and the rights you have. You are the debtor. The person who you owe money to is the creditor.

Statewide Help The federal Low Income Home Energy Assistance Program (LIHEAP) provides assistance to low-income households for their energy bills.

How do I know if I can get a tax refund? In Maine, when you stay in some kinds of short term rentals, like a hotel or motel room, you pay a state sales tax.  If you stay more than 28 days you may be entitled to a refund of the tax you paid. First, you must have rented:

en español Welcome to the Pine Tree Legal Assistance Small Claims Forms Preparation Tools. Use these tools to prepare forms in a small claims case. In Maine Small Claims Court is for claims that are $6,000 or less.

It is not easy to balance a household budget when you have a low income. But you can supplement your income by claiming all of the benefits and supports you have the right to claim. Here is a checklist. Make sure you are not leaving money on the table!

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