Welcome to PTLA’s Student Loan Project! We provide free legal services to student loan borrowers. We help people with:

Posted and up-to-date on 9/20/2023

This guide lays out your options for many different student loan debt situations. Is this guide for you? You may use this guide if:

Do you get a health care tax subsidy for health insurance you bought through the "federal marketplace." Learn about your duty to report certain financial changes.

Federal student loans can be intimidating and confusing. In this article we will explain types of federal student loans, repayment plans and situations, and loan discharge and forgiveness programs.

This year, you won’t have to worry about losing your benefits if you get a big tax refund. Starting in 2011, any tax refunds you get will not affect most public benefits, or how much you get! Under the law passed in December 2010:

Statewide Help The federal Low Income Home Energy Assistance Program (LIHEAP) provides assistance to low-income households for their energy bills.

General assistance (called GA after this) is a program run by every town to help people who don't have enough money to pay their necessary expenses. You may be eligible if your basic living costs are more than the money you have or can earn.

It is not easy to balance a household budget when you have a low income. But you can supplement your income by claiming all of the benefits and supports you have the right to claim. Here is a checklist. Make sure you are not leaving money on the table!

Lista de Créditos y Beneficios para los Impuestos de Maine FrançaisEnglish