Welcome to PTLA’s Student Loan Project! We provide free legal services to student loan borrowers. We help people with:

Posted and up-to-date on 9/20/2023

This guide lays out your options for many different student loan debt situations. Is this guide for you? You may use this guide if:

Do you get a health care tax subsidy for health insurance you bought through the "federal marketplace." Learn about your duty to report certain financial changes.

Federal student loans can be intimidating and confusing. In this article we will explain types of federal student loans, repayment plans and situations, and loan discharge and forgiveness programs.

Introduction Many Maine employers are using payroll cards instead of paper checks or direct deposit to pay wages.  This is a growing trend around the country. Payroll cards may be good for some employees, but there are risks and hidden costs involved.  Here’s what you need to know. 

This year, you won’t have to worry about losing your benefits if you get a big tax refund. Starting in 2011, any tax refunds you get will not affect most public benefits, or how much you get! Under the law passed in December 2010:

Statewide Help The federal Low Income Home Energy Assistance Program (LIHEAP) provides assistance to low-income households for their energy bills.

This information is to help you if you need to change a Department of Health Human Services (DHHS) Child Support Order. If a Court ordered you to pay child support, this information will not help you.

What is this information and how will it help me? This information is for parents who are being pursued by Maine DHHS for payment of child support, especially when there is no order of child support. It will help you prepare for your DHHS Support Hearing.