If a debt collector has just begun contacting you, within the first 30 days you have the right to request “validation” of the debt.  While the debt collector is responding to your request, they cannot try to collect from you.  If the creditor follows the law by responding, you will have valuable information that could help you dispute your oblig

What happens if I am sued for a debt in district court?   If you are sued for a debt in district court, the creditor is the Plaintiff and you are the Defendant.  

A disclosure hearing can happen once a creditor has a judgment against you for money you owe. Sometimes the creditor must take you to court to find out what property and income you have. This is called a disclosure hearing. This guide will walk you through what to expect at a disclosure hearing, and what you will need to know to go in prepared.… More

Divorce or separation can mean big changes on your taxes. Spousal support, also called alimony, and a name change are just a few things you may need to consider. Here are some tax tips to keep in mind if you are recently divorced or separated.

Do you get a health care tax subsidy for health insurance you bought through the "federal marketplace." Learn about your duty to report certain financial changes.

We help people who run up against tax problems with the IRS. Our services are free.

Introduction Sometimes a creditor who successfully sues you on a debt will place a lien on your vehicle to "secure the judgment."  They do this by filing a document with the Maine Secretary of State's office where vehicle registrations are recorded.

We have drafted three form letters to help you respond to debt collectors.  These letters will not fit all situations, but they address some of the most common issues.

Yes. But there may be something you can do about it. Maine law has some protections for homeowners in this situation.

Yes. A person or company you owe money to can put a lien on a home that you own. But there may be something you can do about it. Maine law has some protections for homeowners in this situation.