You have been sued in small claims court. The company suing you says that you did not pay a debt, like a credit card debt. But, this is not the company who sold you the credit card (or who loaned you the money).
Learn more about the debt collection process in Maine: Debt Collection in the Maine Courts
The company suing you must do the following things:
A written document that states only the total amount the company says you owe is not enough. Usually a lawyer for the company goes to court but does not bring a witness or the required documents. Again, you can ask the judge to dismiss the case against you.
Here are two sample forms you can use to raise these defenses. If they apply to your case, you can fill out the forms and bring them with you to your court hearing.
View a short video about how we helped a military veteran with this defense.
If you have more questions about how to defend yourself in this type of small claims case, contact us.
Read more about Debt Collection in the Maine Courts.
Updated August, 2017
PTLA # 024