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Self Help Tools

Homeownership & Foreclosure
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Do you owe $500 or more to your electric company?

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
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Fair Housing: Your Right To Rent or Own a Home

What does "Fair Housing" mean? In Maine we have both state and federal “fair housing” laws. They say that a landlord cannot refuse to rent to you, and a seller cannot treat you differently, because of your: -race -color -national origin or ancestry (where you or your family came from)...
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Maine Homestead Exemption for Veterans

General Maine Homestead Exemption All Maine residents who own their homes can claim a homestead tax exemption. Go here to learn more about the basic Maine Homestead Exemption and how service members based in Maine can qualify.
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Do I Qualify for the Veteran's Property Tax Exemption?

Use this worksheet to see if you qualify for the Veteran's Property Tax Exemption. 1. Are you a Maine Resident? Yes. Go to Question 2. No. You cannot take this exemption.
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Can a Creditor Put a Lien on My House?

Yes. But there may be something you can do about it. Maine law has some protections for homeowners in this situation.
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Free and Low Cost Phone Services

*The purpose of this page is to inform you of the options available. PTLA does not endorse or critique any of these services.  You may want to check with reliable consumer sites before signing on with a wireless company.