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Self Help Tools

Money, Taxes, & Debt
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The bankruptcy laws changed in October 2005. These laws makes it harder for a very low-income person to find a lawyer to help with a bankruptcy case. We have posted this information to help you figure out what to do.
This classroom lays out your options for many different student loan debt situations. Is this classroom for you? You may use this classroom if:
The world of student loans is becoming more complicated. So here is a brief overview of the basic lingo of student loans and repayment options.
This is to help you to understand some basics about the bankruptcy laws and rules. This may help you to make a more informed decision about whether filing for bankruptcy makes sense for you. We assume that you are a low-income client who may not be able to afford a lawyer.
Important Cautionary Notes Step One: Credit Counselling Step Two: Fill out the Court Forms Step Three: File all Required Forms and Documents
What property can I keep? How does filing for bankruptcy protect me from creditors? What happens at the ''meeting of creditors''? How are my debts resolved?