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Self Help Tools

Money, Taxes, & Debt
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What is identity theft? Identity theft can happen to anyone.  If this has happened to you, you are not alone. Common types of identity theft include when someone has used your name to:
The bankruptcy laws changed in October 2005. These laws makes it harder for a very low-income person to find a lawyer to help with a bankruptcy case. We have posted this information to help you figure out what to do.
You may have heard about the massive data breach at Equifax. Equifax is one of the large credit reporting bureaus, that collects credit and other personal information about people. A lot of this information they collect has been hacked. In Maine, about half a million people's information is affected by this breach.
This is to help you to understand some basics about the bankruptcy laws and rules. This may help you to make a more informed decision about whether filing for bankruptcy makes sense for you. We assume that you are a low-income client who may not be able to afford a lawyer.
Important Cautionary Notes Step One: Credit Counselling Step Two: Fill out the Court Forms Step Three: File all Required Forms and Documents
What property can I keep? How does filing for bankruptcy protect me from creditors? What happens at the ''meeting of creditors''? How are my debts resolved?