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Self Help Tools

Money, Taxes, & Debt
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The bankruptcy laws changed in October 2005. These laws makes it harder for a very low-income person to find a lawyer to help with a bankruptcy case. We have posted this information to help you figure out what to do.
It is not easy to balance a household budget when you have a low income. But you can supplement your income by claiming all of the benefits and supports you have the right to claim. Here is a checklist. Make sure you are not leaving money on the table!
This is a tax credit for people who modify their home to make it more accessible for a household member with a disability.
Tax credits for people with low incomes who own their own homes or pay rent.
Use this worksheet to see if you qualify for the Veteran's Property Tax Exemption. 1. Are you a Maine Resident? Yes. Go to Question 2. No. You cannot take this exemption.
This is to help you to understand some basics about the bankruptcy laws and rules. This may help you to make a more informed decision about whether filing for bankruptcy makes sense for you. We assume that you are a low-income client who may not be able to afford a lawyer.
Important Cautionary Notes Step One: Credit Counselling Step Two: Fill out the Court Forms Step Three: File all Required Forms and Documents
What property can I keep? How does filing for bankruptcy protect me from creditors? What happens at the ''meeting of creditors''? How are my debts resolved?
In Maine, if you cannot pay your tax bill for the property you live on, there is something you can do. Your city or town can decide that you don't have to pay some or all of it. This is called a "poverty tax abatement."
The Maine Homestead Exemption may lower your property tax bill. It makes it so the town won't count $20,000 of value of your home for property tax purposes.