If you did not have healthcare coverage then you could face a tax penalty under the Affordable Care Act, known as the "Shared Responsibility Payment." But this is not true for everyone, especially low-income households.
Sometimes a creditor who successfully sues you on a debt will place a lien on your vehicle to "secure the judgment." They do this by filing a document with the Maine Secretary of State's office where vehicle registrations are recorded.
You have been sued in small claims court. The company suing you says that you did not pay a debt, like a credit card debt. But, this is not the company who sold you the credit card (or who loaned you the money).