Money, Taxes, & Debt
Student Loan Project
Welcome to PTLA’s Student Loan Project!
We provide free legal services to student loan borrowers.
We help people with:
Student Loans & COVID-19 FAQ
Posted and up-to-date on 9/20/2023
Falling behind on student loan debt? Here's what you need to know
This guide lays out your options for many different student loan debt situations.
Is this guide for you?
You may use this guide if:
The Tax Consequences of Divorce or Separation
Divorce or separation can mean big changes on your taxes. Spousal support, also called alimony, and a name change are just a few things you may need to consider. Here are some tax tips to keep in mind if you are recently divorced or separated.
Health Care Tax Tips
Do you get a health care tax subsidy for health insurance you bought through the "federal marketplace." Learn about your duty to report certain financial changes.
Repaying Federal Student Loans
Federal student loans can be intimidating and confusing. In this article we will explain types of federal student loans, repayment plans and situations, and loan discharge and forgiveness programs.
Low Income Taxpayer Clinic
We help people who run up against tax problems with the IRS. Our services are free.
Do You Get Paid By Payroll Card? Know your rights under Maine and federal law
Introduction
Many Maine employers are using payroll cards instead of paper checks or direct deposit to pay wages. This is a growing trend around the country. Payroll cards may be good for some employees, but there are risks and hidden costs involved. Here’s what you need to know.
Income Guidelines for the Low-Income Taxpayer Clinic
Yearly income guidelines for PTLA's Low Income Taxpayer Clinic.
Will Getting A Big Tax Refund Make Me Lose My Benefits?
This year, you won’t have to worry about losing your benefits if you get a big tax refund. Starting in 2011, any tax refunds you get will not affect most public benefits, or how much you get!
Under the law passed in December 2010: