Back to top

Library

Debt Collection in the Maine Courts

If you owe someone money, they can try to collect it from you by taking you to court. This guide will help you understand the court process and the rights you have. You are the debtor. The person who you owe money to is the creditor. more...

How To: Get Ready for a Disclosure Hearing in Maine

A disclosure hearing can happen once a creditor has a judgment against you for money you owe. Sometimes the creditor must take you to court to find out what property and income you have. This is called a disclosure hearing. This guide will walk you through what to expect at a disclosure hearing, and what you will need to know to go in prepared. This is only a brief summary of your rights. There are other ways a creditor can collect a debt from you. If you have more questions, contact your nearest PTLA office. more...

Can a Creditor Put a Lien on My House?

Yes. But there may be something you can do about it. Maine law has some protections for homeowners in this situation. When can this happen? As a general rule, before a creditor can put a lien on your home, they must get a court judgment against you. A judge must decide that you actually owe the money and that the creditor has the right to try to collect it from you.  A creditor with a court judgment has many ways to collect the money. One way is to use wag more...

Can I Get Rid of a Lien on my Car or Truck?

Introduction Sometimes a creditor who successfully sues you on a debt will place a lien on your vehicle to "secure the judgment."  They do this by filing a document with the Maine Secretary of State's office where vehicle registrations are recorded. But if your vehicle is worth $5,000 or less, the creditor cannot legally place a lien on your vehicle.  This is also true if your "ownership interest" is $5,000 or less. This more...

Common Defenses in Small Claims Cases (Third Party Collections)

You have been sued in small claims court. The company suing you says that you did not pay a debt, like a credit card debt. But, this is not the company who sold you the credit card (or who loaned you the money). Learn more about the debt collection process in Maine: Debt Collection in the Maine Courts The company suing you must do the following things: The company must list more...

Pages