Introduction

This guide lays out your options for many different student loan debt situations.

Is this guide for you?

You may use this guide if:

• You have student loan debt
• You're worried about falling behind on your payments
• You are already behind on your payments, or your loans are in default
• You want to learn more about different kinds of loan repayment or loan discharge.

How to use this guide

We've created this guide so you can walk through a process step-by-step. With this guide, you don't need to complete all the steps. You can choose to read only the steps that you want to learn about.

Click on the name of the step you want to visit OR use the “next” and “previous” buttons on each page to go between sections of the guide.