Understanding the Affordable Care Act
Some low income people are eligible for Mainecare. Most other people with low incomes can get help paying for health insurance. The IRS gives instant tax credits to help with the cost.
There are many places to get help finding health insurance:
- You can call Maine's Consumers for Affordable Health Care at: 1-800-965-7476
- You could find a “Health Care Navigators.” A Health Care Navigator helps you find health insurance options. Go here and search by town or zip code.
- You can sign up for coverage at healthcare.gov.
Most people need to apply or re-apply for insurance between November 1st - December 15th each year. But some people can apply for coverage any time of the year. This includes people with "major life changes" and people who qualify for MaineCare. Find out if you can apply outside of the enrollment period.
If you do not have health insurance, you may face tax consequences. But there are tax exemptions for many people with very low incomes.
Want more details?
Maine Consumer for Affordable Health Care's Affordable Care Act pages.
Get Marketplace information in 13 languages
MEJP has posted more resources on the Affordable Care Act.
Note: Stick with legitimate sites and don't fall for scams. All marketplace help is FREE. Beware of robo-calls, emails, and other out-of-the-blue offers to help for a fee, or asking for your personal information.
Updated August 2017